Razormind Bank

Home Finance

Jawad YaqubComment

Home Finance helps you fulfill your dream of owning a home – be that buying, renovating or simply switching your present home finance facility from any other bank. With Razormind, now you can choose the Home Finance option that best suits your needs:

Home Buyer

With the Home Buyer facility, your dream home can now become a reality!. We will provide you with required financing of up to 70% of the value of the property you want to own. The payment period will range from 3 to 25 years.’

Home Construct

You own a plot but need financing to now construct a home on it! WithHome Construct we can provide you with up to 100% of the construction cost enabling you to bid farewell to rents forever! In case you don’t have a plot, we can provide you with up to 60% of the value of the plot that you have selected for purchase! Payment period will range from 3 to 25 years.

Alfalah Home Improver

You already own a home, but need extra space for a growing family and want to expand your existing set-up. Simply apply for financing of up to 40% of the surveyed value of your home and get yourself the extra space through the Home Improver!

Home Start

Specially designed for young professionals to own a quality asset early in life,  Home Start is ideal for someone looking to buy an already constructed housing unit! We offer a moratorium of up to 3 years in principal payments, for a financing of up to 25 years. You service the mark-up element only initially and principal repayment starts after the end of the moratorium period.

 

Home BTF

Does your existing installment on a home finance leave you with nothing to spend? With theHome BTF, we offer you attractive rates and flexible payment options that would allow you to keep more funds with you each month. With Home BTF, repaying your home finance becomes much simpler! Transfer up to 100% of the existing finance and repayment period for up to 25 years once again.

Plot Purchase & Construct

With Plot Purchase and Construct facility, you could purchase a Plot of your choice and can convert it into your dream home. We will provide you with required financing of up to 70% of the value of the finished property you want to have. The payment period will range from 3 to 25 years.